Operating a business is demanding and may require a variety of coverages to protect your financial investment against many different perils. We have access to some specialized products that may be selected to meet your insurance needs at a reasonable cost.
General Liability: Liability insurance is essential in protecting your business operation. We offer a selection of liability limits and deductibles that may be used to meet your insurance requirements as well as control your insurance costs.
Buildings, Equipment, and Stock: Many options are available for coverage including replacement cost coverage for buildings and stock, and boiler and machinery coverage for equipment.
Business Interruption Insurance: This coverage is designed to enable you to meet the financial commitments of your business while your business is unable to continue operations following an insured loss.
Contractors: Special policies are available for a number of contractors and are designed to include the required coverages at a “Package Price.”
Bonds: A number of businesses are required to carry surety bonds in order to obtain a license for their business.
Gas & Oil Field: Battery operators, reclamation, excavation, snow removal etc. We now have access to a policy for the oil and gas industry that includes bonus coverages.
Professional Liability: Anyone operating under a professional designation such as an engineer may require professional liability and errors and omissions insurance.
Contact us to learn more, or for a detailed quote for your business.